Effective Date: January 1, 2025
By using this website, you acknowledge, understand, and agree to be bound by these Terms of Use. If you do not agree, you must discontinue use immediately.
MFBA Marketing, LLC D/B/A Maryland Homebuyers is a homebuyer assistance platform that connects homebuyers with vetted and experienced mortgage loan officers.✅ WE ARE NOT A LENDER, MORTGAGE BROKER, OR FINANCIAL INSTITUTION.
✅ WE DO NOT GUARANTEE LOAN APPROVAL, MORTGAGE OFFERS, INTEREST RATES, OR SPECIFIC TERMS.
✅ ALL LENDING DECISIONS ARE MADE SOLELY BY PARTICIPATING THIRD-PARTY MORTGAGE PROFESSIONALS
.By using this website and submitting your information, you acknowledge and agree that:
✔ Maryland Homebuyers does not make lending decisions or determine loan terms.
✔ Any disputes, claims, or legal matters related to loan offers, terms, or denials must be handled directly with the lender or broker, not Maryland Homebuyers.
✔ Maryland Homebuyers does not guarantee the accuracy, completeness, or reliability of any mortgage-related information provided.
To the fullest extent permitted by law, you agree to the following:
✔ You voluntarily use this website "AS-IS" and at your own risk.
✔ You WAIVE, RELEASE, AND DISCHARGE Maryland Homebuyers from all claims, damages, and lawsuits related to:
Use of this website.Any mortgage or loan-related transactions with third-party lenders.The accuracy or completeness of information provided on this site.
✔ You INDEMNIFY AND HOLD HARMLESS Maryland Homebuyers from any losses, damages, or legal fees arising from your use of this website or reliance on information provided.
✔ Maryland Homebuyers is NOT LIABLE for: Any loss of profits, revenue, or financial opportunities.Any direct, indirect, incidental, consequential, or punitive damages.
🚨 YOU EXPRESSLY WAIVE YOUR RIGHT TO FILE A LAWSUIT AGAINST MARYLAND HOMEBUYERS FOR ANY REASON.
By submitting your information, you consent to receive follow-ups via:
✔ SMS messages, emails, phone calls, and AI-powered voice calls.
✔ Automated responses based on prior interactions to provide mortgage-related resources.
✔ AI-generated recommendations related to homebuyer assistance programs.
✅ AI communications are not legally binding and do not constitute financial advice.
✅ Automated messages may include inaccuracies, and users should verify information with a licensed mortgage professional.
✅ Maryland Homebuyers is not responsible for misinterpretations of AI-generated responses.
🚨 YOU ACKNOWLEDGE THAT AI FOLLOW-UPS ARE FOR INFORMATIONAL PURPOSES ONLY AND CANNOT BE RELIED UPON FOR FINANCIAL DECISIONS.
By using this website, you agree to resolve any disputes related to this site, its services, or any claims against MFBA Marketing, LLC D/B/A Maryland Homebuyers exclusively through binding arbitration, rather than through litigation in court.✔ Arbitration will be conducted in Harford County, Maryland, under the rules of the American Arbitration Association (AAA).
✔ Each party will bear its own legal costs and arbitration fees, unless otherwise determined by the arbitrator.
✔ The arbitrator's decision shall be FINAL and legally binding.
✔ Maryland Homebuyers reserves the right to seek reimbursement of legal fees if a claim is deemed frivolous.🚨 YOU EXPRESSLY WAIVE YOUR RIGHT TO:
A TRIAL BY JURY.PARTICIPATION IN A CLASS ACTION LAWSUIT.SEEKING DAMAGES BEYOND ACTUAL FINANCIAL LOSSES.
✔ If any portion of this arbitration clause is found unenforceable, the remaining provisions shall still apply to the fullest extent permitted by law.
Effective Date: January 1, 2025
By submitting your information, you expressly consent to receive:
✔ SMS messages, emails, phone calls, and AI-powered voice calls from Maryland Homebuyers and participating loan officers.
✔ Automated responses based on your inquiry regarding homebuyer programs and financing options.
✔ Promotional offers, appointment reminders, and mortgage-related updates.🚨 Your consent is NOT required as a condition to purchase services.✅ Standard message & data rates may apply.
📲 SMS Frequency:
Up to 20 messages in the first month.2 to 4 messages per month thereafter.Message frequency may increase or decrease based on available offers.
📧 Emails & Calls:
You may receive emails and phone calls regarding your inquiry.AI-powered voice calls may be used for appointment reminders and informational follow-ups.
🚨 All messages comply with:
✔ Telephone Consumer Protection Act (TCPA)
✔ CAN-SPAM Act
✔ California Consumer Privacy Act (CCPA)
✔ Fair Housing Act & Equal Housing Opportunity
You may opt out at any time:
✔ Text "STOP" to unsubscribe from SMS messages.
✔ Click "Unsubscribe" in any email.
✔ Contact [email protected] to be removed from all communications.🚨 After opting out, you may still receive transactional messages related to ongoing services.